First International Bank & Trust

FAQs

First International Bank & Trust © 2011
100 North Main
Watford City, North Dakota 58854
1-800-359-8092 webmaster@firstintlbank.com
Equal Opportunity Lender
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Got a question about mortgages? You've come to the right place!
When it comes to home financing, there are many different options to choose from. How do you find the loan that's best for you? Here is some information to help you.
 
Applying for a mortgage can be very intimidating. You're asked specific details about your income, assets, and debts. Here we will give you information that will let you know how that information is used when applying for a mortgage.
 
When you buy or refinance a home, the property is used as collateral for the loan. Here's what the lender is looking for and why.
 
 
Hurray! Your loan has been approved and your loan closing date has been set! This section will give you some idea of what to expect at closing and what happens after closing.
 
There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide some of those decisions.
 
There are a lot of unfamiliar terms that get tossed around during the mortgage process. But don't worry, we've put together this glossary to help you get a better grasp of any terms that may be less than clear.
 
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